Auto insurance is mandatory in most states. Carrying auto insurance may limit the out-of-pocket cost you must pay following a covered accident. Selecting the right policy can be complicated, but the agents at C.J. Noel Insurance Services can help guide you through the process.

What Is Auto Insurance?

Auto insurance is a policy car owners get to protect themselves financially after an accident or other covered event. Coverage entails an agreement between you and your insurance carrier in which you are given financial help following a car accident in exchange for an insurance premium. Some policies may require you to pay a deductible, an out-of-pocket cost you cover before your insurer helps cover costs.

What Auto Insurance Do I Need?

Florida requires all drivers to carry personal injury protection (PIP) and property damage liability (PDL) coverage. However, accidents such as collisions and severe injuries can occur that may not be covered under PIP or PDL. Having sufficient coverage can reduce your chances of having to cover high accident-related costs. Talk to an agent about additional coverage.

When Should I Add My Teen Driver to My Policy?

If you plan to add your teen driver to your auto insurance policy, you should do so when they get their license. You do not have to add your teenager to your policy but doing so is often less expensive than acquiring a separate policy. The C.J. Noel Insurance Services agents can help you learn about getting coverage for your teen.

Contact Our Agency

If you are a car owner near Naples, Florida, the experienced agents at C.J. Noel Insurance Services are here to assist you in learning about auto insurance to help you select the right coverage for you and your unique situation.

To request a quote, contact our agency today at 239-403-8391.