Call Us (239) 403-8391 ☰ ˟
Logo
Call Us (239) 403-8391
  • Home
  • Get a quote
    • AnnuitiesImage of right arrow
      • Annuity Quote Form
    • Auto InsuranceImage of right arrow
      • Auto Insurance Quote
    • Flood InsuranceImage of right arrow
      • Flood Quote Form
    • Health InsuranceImage of right arrow
      • Health Insurance Quote
    • Homeowners InsuranceImage of right arrow
      • Homeowners Insurance Quote
    • Life InsuranceImage of right arrow
      • Life Insurance Quote
    • MedicareImage of right arrow
      • Medicare Insurance Quote
    • Tax ServicesImage of right arrow
      • Tax Service Quote
  • Products
    • Automobile
    • Flood
    • Homeowners
    • Life & Health InsuranceImage of right arrow
      • Life
      • Vision
    • Medicare
    • TaxImage of right arrow
      • Tax Liability Insurance in Naples, FL
  • Blog
  • Recources
    • Refer a Friend
    • Join Our Newsletter
    • Important Links
    • Insurance Glossary
    • Privacy Policy
  • Contact Us
Auto Icon

AUTO & COMMERCIAL

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

HOME & CONDO

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life and Health Icon

Life & Health

We browse through a wide variety of coverages and find the right one for you.

Learn More
Medicare Icon

Medicare

We browse through a wide variety of coverages and find the right one for you.

Learn More
Taxes Icon

TAXES

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Why Should You Purchase an RV Insurance Policy?
TUESDAY, JUNE 20, 2023

Why Should You Purchase an RV Insurance Policy?

Are you wondering about the best way to insure your recreational vehicle? Some RV owners opt to insure their motor homes on with an endorsement on their car insurance policy. However, you may be better off if you purchase actual RV insurance. If you insure your RV with your car insurance policy, you may not be covered when it comes to loss of goods, liability or other issues. 
Recreational Vehicle
RV Insurance Covers More Than Your Auto Policy 

Unlike auto insurance, RV insurance is like having a blend of home, auto and travel insurance in one policy. Just like an auto policy, you will be covered if you get into an accident. However, RV insurance goes a step further than auto insurance. Your RV policy should also cover you if someone sustains an injury inside your RV or on your campsite. 

RV Insurance Fills in Gaps Left by Your Homeowner’s Policy 

When it comes to lost or stolen goods, many people assume that their homeowner’s insurance will kick in to cover the cost. However, this isn’t always the case. If you take a lot of expensive items with you – like cameras, electronics or jewelry – you can quickly exceed the limits of your homeowner’s policy. An RV policy will also protect onboard equipment like the generator, refrigerator, stove or water pump. Adding personal property coverage to your RV insurance policy will be far more effective at protecting your assets than your homeowner’s policy. 

Tailoring Your RV Insurance to Your Needs 

The largest benefit of RV insurance is the choices you have when it comes to optional coverage. RV insurance allows you to customize your policy based on your needs. For instance, if you will be taking pets along for the ride, you can add pet injury insurance to your RV policy. You can also add coverage for easily damaged items like the awnings. If you’re taking along a golf cart or towing a trailer with personal goods, you can elect to add coverage in case the trailer comes loose. 

Before you hit the road in your RV, consider asking your insurance agent about more ways you can be covered. An RV insurance policy is a small investment – especially when you consider all the ways it can protect you. 
Posted 4:54 PM

Tags: recreational vehicle insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021

  • home insurance(6)
  • health insurance(6)
  • auto insurance(6)
  • life insurance(3)
  • flood insurance(3)
  • business insurance(2)
  • commercial auto insurance(2)
  • flood(1)
  • motorcycle(1)
  • florida condo insurance(1)
  • homeowners insurance(1)
  • hurricane insurance(1)
  • boat insurance(1)
  • cyber insurance(1)
  • florida home insurance(1)
  • recreational vehicle insurance(1)
  • annuities(1)
  • insurance(1)
  • premiums(1)
  • rates(1)
  • renters insurance(1)
  • coverage(1)
  • medicare(1)
  • condo insurance(1)
  • florida insurance(1)

View Mobile Version

Contact Us Today!
(239) 403-8391

Social Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

2800 Davis Blvd. Ste #208
Naples, FL 34104

P: (239) 403-8391 | F: (800) 507-6594 | info@cjnoelinsurance.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder